first time home owners loan from the bank. also being a waitress cant prove on paper actual income.
Posts Tagged ‘Some’
How do you know if you can get a home loan with bad credit and some debt.?
09
Jul
I have a student loan and a few little bills that i’m currently paying off total less than a thousand for the bills student loan is 22,000 but i’m not paying cause i’m barely getting by. I could get a house for what i i pay in rent. I just want to know if there’s a possiblity of gettting a home loan and how could i improve my chances. I had great credit a few yrs ago but lost a job and bills pilled up. I’m just curious on what my options are b/c if you get a house you get equity.
What are some valid reasons to access the equity in your home for a loan?
29
Jun
We’re trying to get a first mortgage for the equity we have in our home. My husband built our home so we’ve never had a mortgage. We want to use the money for some financial security but this is not the answer the bank wants. What do they want???
Can some plz tell me. If ieither one partner need to take off from the trust deed papers on the home mortage?
04
Jun
I need to take my wife off from the trust deed on the mortage. So that i will be the only owner the the loan. What are the steps shoud i take beside devorce. Please be specific.
I need some info about a first time home owner loan!!! pls help?
03
Jun
need to know where a down payment is required, interest rate, and monthly payment. would appreciate any insight. thanks in advance!!
what are some of the details of a mortgage with a home home improvement loan?
02
Jun
Im looking to buy a house that needs a good amount of work. I dont have extra money to pay for the remodeling. But I have read that i can possibly get some sort of home improvement mortgage that will give me extra money to fix up the house. Rather than buying the house and then having to get a reappraisal and then a home equity loan.
What are some things I can do besides a home loan if my credit card payments are too high?
30
May
Dont want to do any home loans. Dont want to declare bankruptcy. I want to keep paying but the payments are too high.
Should I refi, use some 401K money, or get new home equity loan?
28
May
I have $300K home. I owe $141K at 6.35% and have a second line of credit that I owe $35 at 8.6%. I also have a couple of credit cards for about $11K at 18%.
I want to wrap it all into one payment, but wonder if I should refi my house for about the same interest rate, take out a new home equity line for more money and about a point less interest, or take some money out of my retirement funds and just pay off the high-interest cards and car payment (about $15,000). Any thoughts on the best way to go about this?
I have a home equity line with 7.5% interest. I have some credit cards that has higher rate….?
21
May
Should I pay off my credit cards with the money I have at my equity line, in order to avoid high interest rates from my credit cards?
Who are some reputable companies that deal with FHA refinances?
17
May
Im looking to refinance my home and take a little cash out to consolidate some debt and add on to the home. We have well over 50k in equity. Would like to find a reliable and competitive company.
Dr. Deth, Easily 50k, bought the house when it was foreclosed on for a great price and put tons of money (family gift) into it remodeling it. So asside from the mortgage I have no money tide up in any of the remodeling
we got approved for our first home loan. can we use some of the loan to pay of our credit card bills?
15
May
we don’t need all the money that we were approved to borrow for the purchase price of the home, but if we use some of it to pay off debt then we can have one low monthly payment…have you ever heard of this type of arrangement? help me!
I need some information about home loans?
15
May
I have been trying to research it online but there are so many kinds of loans and everything I dont know where to begin. Also I dont really understand most of the things I have read. I am a first time prospective home buyer, and want to get a nice home because I have a baby on the way. Someone told me that getting a loan and paying to buy a home was a much better idea than renting because that is just a waste of money. I have found a house I am completely sold on and HAVE to have. I love this house and I don’t care how hard I would have to work to get it and keep it, I would do it. The only deal is I don’t have any credit or assets to speak of. I figure I could get a cosigner and help with down payments or closing costs from family but I am confused about what this would entail. I am a 23 year old soon to be single mother in the state of Texas, but the father of my baby and I are living together presently but are not planning on getting married any time soon. Something I read about an FHA loan seemed promising. A friend of mine in the same situation got approved for a loan for an $85,000 house and the one i want is only $65,000. Someone please help me or explain this stuff to me! What should I do and what likelihood is there that I could get this house?
Where are some good places to apply for a home loan with bad credit?
13
May
My husband and I are currently trying to fix our credit. We are also shopping for a home loan. We live in michigan and I am looking for mortgage companies willing to work with people with bad credit.
Please explain to me how some companies can advertise home loans at 1% $500 k with payments of $1500 a month?
12
May
I see these adds on the internet all the time. They advertise fixed rates for first time home buyers dirt cheap. I can’t find a lender in my own town that does that. How exactly does it work?
I already know about the interest only loans. FHA has a 40 year fixed. With interest payments for the first 10 years. So if my payments are $1400 a month. The first 10 years my apyments would only be $1100 a month. I don’t see anything wrong with the interest only loans. As long as they are fixed after the 10 year period is over.