Home Equity Loans Arizona

No I was not anywhere near the attack sites. But 9/11 deeply affected my life. After that day I feel into a hole that after 7 years I have just fallen deeper into. To start the beginning of Sept 2001 I moved from Arizona to Tennessee for a great job (I was 22 at the time). The day I was to start this new job 9/11/01, let’s just say I didn’t start the job. But that sent my life into a whirl-wind. As most people that age, not knowing any better, I thought I was indestructible, I had bills – credit card, etc. Not having a job, I lived off them anyways, without a job I started missing payments here and there, and then eventually I stopped paying them all together. Like I said I was at an age where I didn’t understand how important your credit score is. Over the past 7 years, I have tried to pick up the pieces, I have tried to complete a degree (now I have student loans) but everything I do seems to end in failure! As for school – I have never completed a degree – why – because one instance I had to move back to my parents after finding out that my roommate was a drug dealer (the drive between my parents and school was 90 miles one way – but I had no where else to go), a second – I woke up one morning and found my car had been hit and run during the middle of the night – in the end I lost my job because I couldn’t get to work, couldn’t find new work, had to move back to my parents, my most recent attempt was last year. I had a job in the mortgage industry – things were really looking up – and then last Aug (2007) the company I worked for closed its doors and laid everyone off! So after that – I tried something new, I tried moving from Arizona to Atlanta, GA. It took me a couple months but I found a job, not the best pay, but it was allowing me to survive out. I even believe I found my soul-mate. But one thing lead to another – the economy falling apart – my job suffered – and again I was left with moving home to my parents or living on the streets. I would do anything (nothing illegal) to be able to afford to get back to Atlanta, find a job with “job security”, and pays – so that I can stay! But in the end I am at my parents almost 30 years old, depressed, stressed, broke (there might be $50 in my checking account), no job (just arrived last week) having bad credit, having a bad employment history, no formal education, now student loans I can’t pay for – with no degree), and I can’t file bankruptcy, because my parents are co-signers on a private “student loan”. Oh did I mention I live in a part of Southern Arizona, where Mexican Nationals can legally come to and work? So basically there are no jobs that pay anything more then minimum wage, unless you have a degree! Anyone know of any government aid or programs I can access, how to get a hold of Oprah for help, or any other ideas – to maybe at least pay off my student loans and other bills – so that I might be able to get my feet back on the ground – and possibly have a fresh start? ANY HELP – I REALLY NEED IT – I CAN’T SEE THE TOP OF MY HOLE ANYMORE – I HAVE FALLEN THAT FAR INTO IT!