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Posts Tagged ‘People’

Debt Consolidation Loans for people who don’t have homes and have extremely bad credit.?

26 Jul

I owe about 10,000 on medical bills and about 5,000 on other unsecured items. I earn about 40,000.00 before taxes. Is there a company who can and will give me a debt consolidation loan with bad credit and no homeownership? I am trying to help myself.

 
3 Comments

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Does anyone blame the people who got home loans and didn’t pay their monthly payments, or just me?

22 Jul
 
40 Comments

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I am getting ready to apply for a home loan what experiences have people had with lending tree?

22 Jul
 
2 Comments

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What is the best way to get a 1st time home owners loan for people with bad credit?

07 Jun

My husband & I have been married 8 years and we are wanting to buy our first home. We have 2 children a 7 y/o son & a 4 y/o daughter. We have been renting all these years & just on this past year we have spent $6000.00 in rent. We figured if we could afford to put that on a rental we could afford to put that payment on a mortgage. Please help.

 
5 Comments

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Are home loan lenders taking advantage of Yahweh’s people?

03 Jun

The bible says If you lend money to any of Yahweh’s people, you will not demand interest from them.

Exodus 22:24

http://www.thebricktestament.com/the_law/lending_money/ex22_24.html

 
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Obama wants to secure non fixed loans on homes, why? People took the risk.?

29 May

Obama called for a Homeowner and Financial Support Act that would provide funds to prevent catastrophic failures in the financial industry and help keep people in their homes.

First of all, Investment banks were all the discussion on the German television. You invest and take the risk.

People, I guess, signed variable rates to interest only loans and were expecting the value of the house to increase some 10-20% in the year are now going to get bailed out.

 
10 Comments

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What lenders only use Transunion credit scores when rating people who want to refinance their home mortgage?

29 May

Most lenders use the mid score of the three popular credit bureaus. I have heard there are some that use only Transunion though.

 
1 Comment

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How can people lose their homes to the banks or lenders? How can you prevent lenders from forclosing your home?

27 May

My friend lost his job. He didn’t pay his mortgage for three months. By law how can he protect himself from losing his home until he can get a new job? It does not seem fair that three month’s debt(about $6,000)is equal to a $ 400,000 home that he has at least $100,000 equity in.

 
6 Comments

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With the economy, would banks be more willing to give home loans to people with bad credit at a lower rate?

24 May

I’m thinking about buying a home in rural KY where I live now. I have horrible credit, so with reading my question above. What would you think? Or would I still be laughed at? I’m just outgrowing my home with my family. And renting sucks. I’m looking at a loan of 50k

 
3 Comments

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Can two people be put on a home loan if they are not married but related?

21 May

Let me explain what i am trying to ask… My hubby and leave with his uncle we always have and always will, he is hardly ever home due to his work schedule so it is kinda like we live by ourselves (my hubby and I). Our unlce is only home 2 days out of the week, Not that it really matters that we live with him but I wanted to added it. So you can get the whole picture. My question is we are talking about selling this home that we all live in & buying a new one. But my hubby and unlce would like to have both their names on the mortage loan. Is this possible or can it only go in one name since the are not married but they are relatives. I know when you are married you can put both names on a home loan but wasn’t sure about owning a home with a family member. Right now the house that we live in is only in our uncles name.

 
9 Comments

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McCain wants to buy a portion of the bad loans for homes of the American people, how will that be possible?

17 May

where is this money going to come from to buy these loans? Does the government have a seperate savings account that we dont know about?

Is McCain aware of where this money will come from?

How can he already propose excessive spending when he hasn’t even made it to office yet?

what happened to the free market Republicans? Im so confused, help!

 
14 Comments

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When Did Obama Stop Pushing For Subprime Loans For Poor People?

17 May

Was it after Fall 2006 when home prices stumbled?
Giving loans to people that could not afford homes created the housing bubble (which is now collapsing). The housing bubble started in the mid-1990’s when Clinton started pushing for homeownership via ARM’s, subprimes, etc..
U.S. Federal Reserve

http://www.frbsf.org/publications/economics/letter/2006/el2006-30a.gif

 
13 Comments

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Why are all the people that rushed to Sub-Prime Loans Crying now?

17 May

Sub-Prime Loans: Stated Income (nothing to back it up), Interest Only, ARM’s, Balloons, and you quickly signed on the dotted lines that you would repay……………Why are they crying now? What did they think would happen if you “Bet on the Come”…..and the “Come does not Come, and Turns South.”….???? Was anyone at Home here? Why do they want our country to bail them out?

 
5 Comments

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Does anyone know of a company that gives home loans to people with BAD credit?

14 May

My husband and I both have bad credit. But, we are working on getting it takin care of. We finally found the perfect house right price and all. But, we can’t seem to find a company that will give us the loan. We have a co-signer with excellent credit. So I would like to know if anyone else has this problem and if they found a company to give them the loan. I have tried the yahoo search thing and that didn’t work..

 
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Chad Cappiello loan officer for Ascent Home Loans.R these people a scam or fraud?

11 May

I have been talking to Chad Cappiello of Ascent Home Loans for a home modification.He called me,I don’t know where he got my number,anyway I need to know If I am not falling into a scam or fraud.I am supposed to give him $300 to start my paper work on 10-26 or 10-27-09.Please help

 
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