I owe about 10,000 on medical bills and about 5,000 on other unsecured items. I earn about 40,000.00 before taxes. Is there a company who can and will give me a debt consolidation loan with bad credit and no homeownership? I am trying to help myself.
Posts Tagged ‘Homes’
Freddie Mac allows 4 homes max. Is it a maximum of 4 homes on title, or a maximum of 4 home loans?
04
Jun
Obama wants to secure non fixed loans on homes, why? People took the risk.?
29
May
Obama called for a Homeowner and Financial Support Act that would provide funds to prevent catastrophic failures in the financial industry and help keep people in their homes.
First of all, Investment banks were all the discussion on the German television. You invest and take the risk.
People, I guess, signed variable rates to interest only loans and were expecting the value of the house to increase some 10-20% in the year are now going to get bailed out.
Will making my dining room into a bedroom increase my home’s value?
27
May
I have a one bedroom home and it was appraised at $47,000 6 years ago. I want to get a second mortage to consolidate credit cards but don’t have enough equity. Would making my dining room into another bedroom increase my home’s value? Or do the appraisers go by the total square footage? By how much would it increase in value? The room will be about 10×9.
How can people lose their homes to the banks or lenders? How can you prevent lenders from forclosing your home?
27
May
My friend lost his job. He didn’t pay his mortgage for three months. By law how can he protect himself from losing his home until he can get a new job? It does not seem fair that three month’s debt(about $6,000)is equal to a $ 400,000 home that he has at least $100,000 equity in.
Are there any organizations that help families with loans to purchase homes or even mobile homes?
23
May
We have someone to help co sign but her debt to income ratio is not good eventhough her spouse pays most of her bills. Any suggestions? Our credit is less than perfect so we cannot get approved on our own.
Who provides the best used manufactured home loans for homes in parks?
21
May
I hear that a lot of lenders will not deal in manufactured home loans, so I wondered who I should turn to to get a loan to buy a used manufactured home. It is already in a mobile home park and you are paying lot rent each month for the land it is on. So…what is the best way to do this? Does anyone have any idea who the lenders like this would be in the Tampa, Florida area? I don’t care if the lender is local, just want to find a few to compare that deal with such a loan and what kind of down payments would be required and what kind of interest rates are available for people with decent credit.
A friend of mine owned two homes. Can they sell one and payoff the other without incurring taxes?
19
May
Hi there, a friend of mine owned two homes with mortgages on both. He lived in one home (Primary Residence) and his wife (Works for a non-profit company) goes and works out of city for two days a week and she lives in that second home while she is out of town. Recently, the friend died and his wife wants to sell one house and use the equity to pay-off the mortgage on the other house. Will she have to pay taxes or is there some kind of survivorship/death laws that help a widow out? They live in Ventura County, CA
Thanks!
McCain wants to buy a portion of the bad loans for homes of the American people, how will that be possible?
17
May
where is this money going to come from to buy these loans? Does the government have a seperate savings account that we dont know about?
Is McCain aware of where this money will come from?
How can he already propose excessive spending when he hasn’t even made it to office yet?
what happened to the free market Republicans? Im so confused, help!
What is involved in obtaining loans for Modular homes?
11
May
I am considering buying a modular home in Missouri. I know there are extra costs besides the home…was wanting to know where to go for a loan, how much I need down, what is needed (like home insurance and how much that costs)…Any information would be great because my boyfriend and I are very young and first time buyers…so we need a good starting point. We are going to the dealer, but would like to know about financing options.
What mortgage companies give loans to homes w/ more than 20 acres ?
05
May
We are looking to purchase a home in TN w/ 54 acres and have found that it is not as simple as grtting a traditional loan.
Thank you for any info .
Does the FHA give loans on homes that are being constructed?
29
Apr
My husband and I would like our home built and put on land will the FHA give a loan to have it done? And what is the max amount that can be loaned out if so? Thanks.
Why cant the lenders renegotiate loans with original buyers, no empty homes, no homeless, lenders still get $?
21
Apr
many homes are not selling at auction,and lenders still have to pay taxes etc. on all the foreclosed homes, if they sit empty ,it seems the lenders will sink eventually, so why not allow the foreclosed buyer to remain in the home and renegotiate the loan so its affordable over a longer length of time? this seems like it would benefit all involved in a more positive manner.
If I own 2 homes (1 primary & 1 rental) can I return the keys to the bank on my rental without recourse?
20
Apr
If I give my keys back to the bank because the morgage on the rental is $380,000 and similar houses are selling for $330,000 can the bank come after me for equity that I have in my primary residence ($85,000)? I can’t make the 2 morgage payments any more and I keep getting screwed by tenants who have rented it.