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Posts Tagged ‘Help’

Need help refinancing a home loan?

03 Sep

I bought my home last year (August) and at the last minute they informed me I’d be paying PMI insurance. ($80month)
I’ve gotten a better paying job since then and am going to pay down the principal of my home. (Only by a couple thousand dollars in the coming months).
I’d like to refinance my home to get rid of PMI and pay down my principal to refinance and get cheaper monthly payments.
Can anyone recommend a good re-finance company? Is it a good idea to refinance? Is the fact I’ve only had the loan a year a problem? (I’ve made all my payments on time).
Please help me figure out whether or not it’s a good idea for me to refinance. My current interest rate is 6.25%.

Thanks!!

 
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Is there any place that can help me Get a home loan with bad credit?

27 Aug

I am a single mother of 2 who for the past year has been renting a home. I was told I would be able to rent to own but the landloards have changed their minds and want to just sell. My credit score is 500. I cant find any help to buy this house. Is there anything out there?

 
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need price foreclose home 118 judy drive 29671 low income loan bad credit need down pay help?

25 Aug

i have bad credit but i would like to purchase this home offered by hud i also need help with down payment and i need the price of the home. i work hard but struggle. i will make the payments i can get a cosigner but their credit is worse than mine.

 
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Can anyone help me refinance my mobile home loan on an 1977 Holly Park Trailer?

22 Aug

I want to consolidate my mobile home payment with my cars payment. I owe @6,500 on the home & $3,300 on the car. Please help. I’ve tried many many places and get no where cause of my bad credit and mainly the year of my home. It is a very well maintained place on a lot that we rent. It does not feel like its 30+ years old. We love this place but need to work out our monthly budget.

 
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Which bank in india can lend me home loan with out interst? I am against interst. Please help me?

20 Aug

I am trying to find an islamic bank in india for oppening account and for taking home loan

 
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What home Lender will help someone who has bad credit buy a house?

31 Jul

If so, Can you pay off ur debt after you take a loan out for a house who is a first time buyer and add it to your mortgage payment/loan? What lender will do that for you?

 
6 Comments

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HELP! Going to turn GMAC car back in — how do i have them come and take it?

22 Jul

Lost my job, my wife and can’t pay for my car (loan through GMAC)and am getting evicted (naturally — all is happening around a holiday weekend) and have a mountain of debt. Have been waiting for my unemployment appeal decison — which was denied. Moving back to Ohio due to family emergency and regrouping. How/who do i call to come and get the car to relinquish it — can’t just leave it sit? Who/where do i have it towed to as (plates/registration/insurance have expired) so i cannot drive. Am moving in 2 days…..At this point, I am going home, find a job and file Chapter 7. HELP QUICK. I’m desparate!

 
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Need help quick with home loan?

07 Jul

Ok my husband is classified as self employed so getting a home loan has become a real problem.They go on his tax returns which have so many deductions it has his income to low. We live in ohio and im looking for a bank that will do a bank statement loan or a no doc loan. I mean i think it is so unfair that people who are self employed dont have as many options as people who get a 1040. He makes 1100 a week and we have only one car payment so we can afford to buy a home its just getting them to do it.Please help if you can thanks so much.

 
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Realtors, home loans, mortgage consultants PLEASE HELP. Question about a shorty sale?

20 Jun

I offered the exact asking price on 2 different short sale homes today. What are my chances of the bank accepting at least one of the offers
and how long does it or could it take to respond to these offers. I know nothing if exact, but a rough typical estimate would be nice. THANK YOU SO MUCH!
I was told putting in offers on 2 seperate houses was ok. I could easily decline my offer on one. (Just a response to the 1st person who answered my question). i was told by my realtor.

 
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Need to refinance home loan-only work part time & 2 credit card accts have been turned to collections -help!?

17 Jun

Have lived in house 14 years, so there should be some equity and I have been late on house pymnt TWICE in 14 years.

 
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who`s the best FIRST TIME HOME LENDER banks,loan agents, who can help me and my family find a loan ?

08 Jun

reference to a home loan thanks

 
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Mortgage question concerning mortgage and home equity loan! Help Please!?

06 Jun

I own a paid off 120-140k house. My credit score is 640 and quickly improving. I rent my house out and have an apartment but my lease expires in a month. My apartment costs 600 a month for a studio. Ive never been late ect. I found a condo with low fees monthly and its only 55k for a 2br 1 1/2 bath. What is the chances I can get a home equity loan for this condo with a 6-7% intrest rate? Should I go with a home equity loan or a totally new mortgage on the condo itself? The home equity loan has no closing cost while a mortgage will be around 3k in closing. I just dont want a home equity loan with more than 7% intrest. Anything more than that is ridiculous! Can I get it?

 
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i went to US BANK to apply for a HELP loan for 10,000 to repair my home and bring it up to code?

06 Jun

HELP allows homeowners in most Cuyahoga County communities to borrow money for repairing or remodeling homes at three percentage points below a bank’s market rate for home improvement loans. the loan person at US BANK then called a couple days later and told me HELP turned down my loan but she could have someone from the bank call me and offer me a different proposal. He did call and told me that he could give me 15,000 for 7.99% I told him i did not want that much money yet told me i had to take out that much. Why would US BANK not give me 10,000 yet approve and encourage me to take out a BIGGER LOAN? Smells fishy. Also they stated HELP turned me down when in fact it was the US BANK itself. This makes me question if they wanted me to feel as if there was no other alternative then to go with their offer of what i feel is a subprime loan. They stated i did’nt qualify for the HELP loan because of my credit (in their words i was “50 points or so off”)..i am confused it sounds very shifty
my problem with it was this…they stated that the HELP people turned me down when in all actually it was USBANK or their underwriter that turned me down …leading me to believe that i had no other choice then to go with USBANK’s higher rates when i could have just went to another bank that offers that loan and tried there. like a bait and switch tatic

 
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I need some info about a first time home owner loan!!! pls help?

03 Jun

need to know where a down payment is required, interest rate, and monthly payment. would appreciate any insight. thanks in advance!!

 
6 Comments

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We need help with mortgage refinancing?

03 Jun

Me and my wife have a low credit score and were are behind two payments on our mortgage, our balloon is about to pop and we need to refinance but we can not, and i mean NOT what so ever find help in refinancing at a lower rate….i am extremely afraid of losing my house. Anyone know anything that can help?

 
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