Please tell me your experiences in dealing with them…Getting ready to close soon & want your opinions.
Posts Tagged ‘Good’
What’s a “good” home loan interest rate?
29
Aug
I have great credit– pushing 800. I’m a first time home buyer. What kind of interest rate should I expect to get? What kind of interest rate would a person get if they had less-than-stellar credit?
Home equity loan a good option to pay off bad debt?
21
Aug
We have terrible credit and would like to pay off all of our debt and start fresh. We own our home and have probably about $40,000 in equity. We’d like to refi the house, take the equity out and pay off our debt – it’s the only option we can think of besides declaring bankruptcy. But honestly with bad credit I don;t know that this is even an option for us, and if it is, I don’t even know where to start.
Is it a good idea, and if so, where can we look for a refi that will loan to people with really bad credit?
If it’s not a good idea, is bankruptcy our only other option? We live paycheck to paycheck right now and don’t have any other way of paying off the debt.
Thanks!
To the answerer telling me to “grow up” — please don’t judge. We are trying to grow up and get out of debt the best way we can. We have a ten-month old baby to consider and want to do what is best for all of us. We have made some bad choices in the past and have learned some lessons the hard way – we accept full responsibility for our past decisions and we’re doing the best we can. I just need helpful guidance – not tacky comments to make me feel even worse about the situation!!
Need advise on a mortgage quote, is 4% good?
06
Aug
I got a quote from http://get-a-home-loan.net at 4% fixed for 15 years is this a good deal or not?
Is it a good time to refinance a home loan in Detroit, Michigan?
03
Aug
What are the drawbacks? Loan is for about $35,000.00
Do late payments on a school loan hurt my chances of a home loan with a good interest rate?
31
Jul
I am 24 years old and I have paid my college loan late a few times and I am hoping to get a home loan with a descent interest rate, will that still be possible? And what effect do garnishments have on home loans? The garnishment is not home loan related.
How can get home loan if I have low income, but can pay down good payment?
28
Jul
I was wondering, as everyone says it is hard to get loan these days, if could be able to get loan. I have very low self employed income for past years. If I was going to buy house for 200K and had income about 700 dollars a month. Would bank give me loan if I put 60K down payment? My grandfather just passed and I inherited the money.
Thank you
Are internet loan companies a good way to refinance a home loan to get cash back at a low interest?
25
Jul
I applied for home equity credit thru chase. Is this a good or bad idea?
23
Jul
I need $11K for a new roof. It is going to be a lot of work up there, so I asked for $2,000 more than they bid the job in case of some wood rot or some other extra’s.
I requested a fixed rate and no closing cost, so they offered me the $11K for the loan at a fixed rate of 7.8% interest for 4 yrs. They said they would offer me an adjustable rate of $25,000 and if I need to borrow more than the $11,000 they would let me borrow and fix that rate. They also said no closing cost. What do you think? Can I find a better deal somewhere else?
I need to add, the roof is leaking water all over the place, and I have a trash can sitting next to me to catch the rain water,so this is kind of an urgent matter. Also, this is a 2 story house with an add on addition and a garage with a big tear off since I think we need to know what is under the roofing.
can you get a first time home buyers loan if you have some credit card debt, but have good credit otherwise?
22
Jul
first time home owners loan from the bank. also being a waitress cant prove on paper actual income.
Where can I get a good rate on a house loan for a manufactured home?
19
Jul
I would like to refinance our home. It is a manufactured home on a permanent foundation. I am interested in finding a loan with a fixed rate as we have a loan right now with a variable rate that is skyrocketing.
Credit is good I have an investment property that is paid in full should I refinance or get home equity loan.?
16
Jul
I want to consolidate my credit card bills and use some of the cash for more property.
I want to consolidate my bills and use some of the cash to purchase additional properties.