Home Equity Loans Arizona

we just bought a new vehicle the end of may, it’s our only payment besides rent, will it drop our scores much if we let one company run our credit? we are actively paying off old debts and sold our last house a year ago march. any help would be appreciated.

How can I get a home loan with no down payment ,100% financing,& with bad credit or no credit. I’m in the most horrible shape financially of my life and i have a wife and two kids living in another state i’m currently renting an apartment and have found out that my kids are depressed and want to move close to where we used to live i’m hoping to be able to buy a home in indiana or in illinois but first i need to know if i can be eligible for a home loan. can anyone help? please.

i have a very good job history, and good credit for the past 4 years, but before that a couple of car repos and a few charged off credit cards, but every tells me that you have to have above 580 credit score to get a 100% loan.
i have a very good job history,good income and good credit for the past 4 years, but before that a couple of car repos and a few charged off credit cards, but every tells me that you have to have above 580 credit score to get a 100% loan

I’d like more insight on how banks view a person with a solid work history, good income, but not so great credit. Is it even possible to qualify for a home loan??? – First time buyer

Hi,
I am intend to sell my home and have about $70-$90,000 in equity. I want to finance 10%. How does it work?

I ask one of my realtors. he told me that I must have the 10% in cash or get a equity credit line and give that money to the lenders at the settlement. After settlement, I can use the money paid by buyer to pay for credit line to prevent interest. It sounds weird to me.

What are step I must do in home for sale by owner and and owner financing?
Hi,
I am intend to sell my home and have about $70-$90,000 in equity. I want to finance 10%. How does it work?

I ask one of my realtors. he told me that I must have the 10% in cash or get a equity credit line and give that money to the lenders at the settlement. After settlement, I can use the money paid by buyer to pay for credit line to prevent interest. It sounds weird to me.

Let say I have a house for sale $400,000. I owed 306,000 mortgage. That I would have $94,000 equity. I have a buyer who willput down 10% and ask for 10% financed by owner. So at settlement, I should have $20,000 in cash a and promising note from buyer to pay me $40,000 in 30 years. Is this right? I don’t have cash and other credit line.

What are step I must do in home for sale by owner and with owner financing?

I don’t know their credit situation (yet), and I am willing to pay closing costs if I can make it work somehow–ANY HELP??.

Can I reasonably expect to find home loan financing if my wife and I combined make $80,000 to $100,000 per year, both have credit scores in the high 500’s to low 600’s, have a four year old bankruptcy, some late revolving account payments, but several perfect on-time history for installment accounts (auto loans). Oh and with no down payment? I’d like to take advantage of the government rebate for first time home buyers, but with the credit market these days, I’m not sure if it’s an option. Anyone in the industry have an idea? Thanks.
I do live in an area where I can get a USDA rural development loan, but don’t I make too much money for USDA and FHA loans?

I’m looking for a mobile home to move onto my property and if i buy one from a mobile home financing company i know i will get screwed over. For instance a 1985 in bad condition is 17,000 where i live. THAT’S RIDICULOUS! But i found a good lookin newer one for sale by owner for 10,000. I have had 2 car loans in my name and i’m currently paying on the second (haven’t missed a payment). Is there anyway i can get a loan for this mobile home?

Do i see a conventional lender about this or a hard money?

can i get a home loan financed without outrageous interest if i’ve had a foreclosure in the past few years if i get someone to cosign/coborrow with me that has really good credit? or maybe have the person with the really good credit take the loan out for me and just add my name to the title (would that do anything to help reestablish my credit..?).

thanks.

**and before anyone starts in on how i should have been responsible the first time, i was…i left my husband and he defaulted on the mortgage after he agreed to make the payments.

Closing set for end of April, can financing pull out if I was late paying my student loan twice?

What exactly is a FHA home loan?