Home Equity Loans Arizona

Am I worrying too soon? I have an idea of what price I can afford to pay for my new home, but have a way to go finding the best buy for my money. There’s some time pressure; our home has sold already, and I have so many pets I cannot face the thought of a temporary home and the upset that moving to a new location will cause anyway. Once I identify possible targets when should I think about approaching a lender for a home loan? What will I need in the way of paperwork?prequalified? And when do I need to get pre-approved?

I’m wondering if anyone knows the bottom FICO score needed to get financed on a swimming pool, without using home equity as collateral?

My husband and I are debating how to finance some home improvement projects. He says use savings, I say use a line of credit(repay within two years hopefully) I am afraid if we use savings we will never replace it. He doesn’t want debt. Any opinions?

Hi Everyone.
I have a substantial amount of equity in one of my homes, and am looking to purchase a second home sometime in the summer. I do not have money for a down payment, however, I do have more than enough for closing costs. I was wondering if it would be advantageous to take out equity on the one home for the 20% down payment on the second home. Do mortgage companies frown upon this action, or is it encouraged? Would I get advantageous interest rates in this case, or similar rates as to doing 100% financing? Just so you know, the home I am looking to purchase is a duplex, however, it will be a primary residence. I know interest rates are generally higher for duplexes. Just a thought I had, wanted to know if it would be worthwhile to leverage the one homes equity to purchase the new home.

Thanks!
Hi,
I’ve checked income levels, and we (to be more specific, the loan will be between me and my brother) will qualify for the loan at a 7% rate (assuming 28% front load). Also, when I say substantial amount of equity, I mean 100%, I own the home outright, and the down payment won’t come close to the 80% mark (more like 40%). Would it be better to get the loan on my current home before I finance? Or should I go to the lender, and ask them to evauluate both options.

Thanks for all of your help! Now I just have to sell the idea to my brother (he is a co-owner of the one home).

How can I find a very low auto finance rate? My credit union is 5%+, costco is 4.94%, and eloan is 6.99%+!! The dealership was offering 2.9%, but that ended on July 7th. That’s the type of rate I’m looking for. Does anyone have any ideas that I may not have thought of? Home equity loan is not an option, BTW.
BTW, I have excellent credit (700+).

A good credit score is considered to be any score given by the three reporting agencies that is above 640 on a scale of 800. Get good credit by paying bills on time and not maxing all lines of cred…

A good credit score is considered to be any score given by the three reporting agencies that is above 640 on a scale of 800. Get good credit by paying bills on time and not maxing all lines of cred…

A good credit score is considered to be any score given by the three reporting agencies that is above 640 on a scale of 800. Get good credit by paying bills on time and not maxing all lines of cred…

MORTGAGE LOANS Bad Credit Mortgage If you’re a first time home buyer, we offer a variety of loan programs to assist you in making your first time home purchase decision – even with bad credit probl…

MORTGAGE LOANS Bad Credit Mortgage If you’re a first time home buyer, we offer a variety of loan programs to assist you in making your first time home purchase decision – even with bad credit probl…

MORTGAGE LOANS Bad Credit Mortgage If you’re a first time home buyer, we offer a variety of loan programs to assist you in making your first time home purchase decision – even with bad credit probl…

MORTGAGE LOANS Bad Credit Mortgage If you’re a first time home buyer, we offer a variety of loan programs to assist you in making your first time home purchase decision – even with bad credit probl…

MORTGAGE LOANS Bad Credit Mortgage If you’re a first time home buyer, we offer a variety of loan programs to assist you in making your first time home purchase decision – even with bad credit probl…