For a long time I had superior credit but due to severe health problems I fell behind and could no longer afford to keep up with my payments, I sent what I could consistently. However, I just recently had an award issued against me in favor of Chase credit card company. I know that Texas law states that Unsecured creditors cannot force me to sell my home for unsecured credit card debt the exception being home equity loans, contractor liens or loans for home improvement. My problem is that I also had a credit card with chase. (never used it for anything concerning my house )Could they find some loophole and force me to sell my home since my credit card was with them and they are my mortgage company? Anyone been in a similar situation?
By the way the award(judgment) is for the credit card only not my house.
Posts Tagged ‘Finance’
Can Chase home finance take my home?
Can you finance closing costs on a home loan?
I am looking at buying my first home for about 90K. I know I need 3.5% for a down payment. Do I also have to pay for closing costs or can I finance them in the mortgage?
What other costs do I have to pay up front?
Thanks
i am wondering if any bankruptees have still been able to get a home loan or personal finance?
best place to get first time home buyers loan bank or finance company?
im looking at a house for $140,000. i bring home about $600 a week with a .50 cent raise every two months. she grosses $2600 a month and gets paid once a month. she has no credit. and what little bit i have was ruined about 6 years ago when i had a cell phone and co-signed for someone else and ended up with a bill of $700, so they cut mine off also and charged me $200 termination fee. that is pretty much the only thing on my credit that is hurting me.i think my credit score is around only 630 may be better. ive had a few personal loan no more than a $1000 which ive paid for and on time. so would a bank or finance company be better to try and get the loan for. possibly 100% financed. i have some i can put down. i know banks usually have lower intrest rate, but which would more than likely get me the loan, thanks for all the help
Does anyone know of loan/finance companies that will finance a mobile home on land? (I live in SC). Thanks?
Most banks will NOT finance mobile homes anymore. It’s hard to find places, but I know there has to be somebody out there who finances, because there sure are a lot of mobile homes!! 
thanks
Where can I find a mortgage company that will let me finance the entire amount the home is worth?
I’m buying a $96,000 house according to tax records for $69,000, but want to get $96,000 because it needs repairs. It shouldn’t really matter to the mortgage company how much I paid for it, because in the (extremely unlikely) event that my house was repossessed, they’d have a $96,000 house to sell. Especially since I’m investing the extra money into it and doing the work myself. It would definately be worth well over $120,000 when I’m finished. I don’t want a home equity loan because I want just one payment with just one interest rate. My credit score is 702. I should be able to get a loan.
please someone help me with math!!!! business finance– home loan?
the patel family bought a home taking out a mortgage of $235,000 at 8 3/4% for 25 yrs. The annual property taxes on the home are $6,345. and the annual hazard insurance premium is $1,479. what is the monthly PITI payment of their loan?
What is the best way for me to finance a new home A/C.?
My bank was offering home equity lines of credit, but I have no equity so I don’t know that I would qualify for that and I really don’t need that much money, only $2000-$3000. I read about Title 1 home improvement loans, but not sure if I would qualify or if it is the type of loan I would need. What are my options? I have a few maxed out credit cards already.
My finance and I are looking for a bank that still offers a Stated Income Loan.?
We had one set up a year ago through our bank in which we also use for personal accounts such as checking,savings,auto,etc. We were approved, but could not find a house in which we were truly interested in. We finally found one and went to that same bank and they said that they did not offer that type of loan anymore. Now keep in mind we are self-employed and simply cannot prove all income on paper,but it’s there. We did not qualify for a conventional mortgage loan so are in need for some help. We are currently renting and are looking forward to buying our first home, if this is possible. Also, we live in Ohio. Does anyone know of a good bank and or mortgage company that still offers stated income loans. Also keep in mind he has a 760 credit score and we are able to put 20% down. thank you!
Any Pvt finance in Bangalore to give loan to close existing loans and go for Home Loan?
I am having existing 8 loans with 8 lacs as outstanding of which banks are not encouraging but if i can close all i am eligible more than property value what i am purchasing. can any one help in this regards.
I am salaried employee with good salary and repayment track .