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What factors determine whether a home equity loan or HELOC is better, assuming int. rates are similar?

07 Mar

No fees for either one. HELOC is adjustable rate, home equity loan is fixed but you draw the entire amount at once and begin paying interest on the home equity loan (vs. borrowing steadily over time in smaller amounts on a HELOC). No worries with equity, etc.

 
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given the following information .determine the maximum credit limit available on a home equity loan.?

02 Mar

give the following information ,determine the maximum credit limit available on home equity loan.
market value of home $120,000
maximum% of value 75%
balance due on existing morgage 55,000

 
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