Posts Tagged ‘Credit’

Has anybody applied for a mortgage refinancing to consolidate credit cards?

And if you had, did the mortgage people had to issue themselves the checks to the credit cards or you did? Thanks.

Tags : , , , , , ,

Morgage loan with Wells Fargo. Can I add my car loan and credit cards to my home loan?

I have a FHA loan. How much would It raise the mortgage to. I owe about 12,000 in car and 5,000 in credit. Thanks.

Tags : , , , , , ,

What exactly is a home equity loan and can I still get one with bad credit?

I do own my own home but am still paying off my mortgage. My son needs more money for college and we’ve tapped out on student loans and my credit cards are all maxed. I was wondering what I could do and thought that a home equity loan with bad credit might be an option. I don’t know if it’s a good idea though.

Tags : , , , , ,

My wife has a credit score of 653, has been on her job for 5 months. Is she eligible for a 0 down home loan?

She recently was approved for a 0 down truck loan through a local bank.

Tags : , , , , , , , ,

How do I get out of my home equity line of credit if interest rates go up.?

A couple of years ago I tapped into the equity of my home to the tune of 30,000. Rates remain ok, as they are a couple of points above prime, but i feel as if I am sitting on a time bomb. I am not in the best position to refinanace the house because of the decreased value. How can I transfer that debt to something with a locked interest rate while i pay it down?

Tags : , , , , ,

Do I have to make interest payment on home equity line of credit? ?

Hey!!!

What if I borrow $10,000 from home equity line of credit and dont pay anything for 3 years. Can I do that? Or there must be some minimum interest payments every month / year, etc?

Tags : , , , , ,

Home Loans with no down payment, 100% financing & with bad credit or no credit?

How can I get a home loan with no down payment ,100% financing,& with bad credit or no credit. I’m in the most horrible shape financially of my life and i have a wife and two kids living in another state i’m currently renting an apartment and have found out that my kids are depressed and want to move close to where we used to live i’m hoping to be able to buy a home in indiana or in illinois but first i need to know if i can be eligible for a home loan. can anyone help? please.

Tags : , , , , , ,

applied for a cal vet home loan, need a fico of 620 i have my 3 credit report scores…how do i get my fico ?

Tags : , , , , , , ,

Can we get a home mortgage loan with poor credit?

My soon to be husband and I are renting a home in our area and paying $1100.00 a month in rent. (This is quite a bit for the area that we live in) We are wanting to buy a home and feel that we have sufficient income (around $90,000) to own a home. The problem is that our credit scores are in the high 500’s. We have been told that we could qualify for a home loan but may have a higher interest rate. We have little debt between the two of us and have a down payment set aside from a family member. Just wondering if anyone has obtained a mortage loan with simular circumstances?

Tags : , , , ,

what is the difference between home refinance loans,home equity loans and home equity lines of credit?

Tags : , , , , , , , ,

where can i get a home purchase loan with bad credit, no income and no money down?

I want to buy a home in Streator IL. It’s $35000, and i don’t have any idea of how to get it, no bank will give me a loan, i am about to get a good job and could afford payments, but credit is very bad, and i have no money . anyone know of anyone who would loan it to me?

Tags : , , , , , ,

I need to find a home lender who takes on high risk loans to those with very poor credit, using a VA/203k?

Looking to buy a foreclosed home in North Carolina with enough equity to pull out to pay off a car and just have the home loan to pay…Can anyone show me the way…. My time line is to have this done by Nov. 07 Thank to all in advance

Tags : , , , , , , , , , , , , ,

Took out an equity line of credit, loaned the $ to brother for down-pay on a home. Who gets to claim interest?

Brother initially borrowed $92, 000 and then paid us paid the $92,000 plus interest of $8,000 that accrued on the loan to repay our equity loan of $100,000 during 2006. We received a 1098 Form for interest paid credit/deduction. Do we get to claim the $8,000 interest or does he?

Tags : , , , , , , , , , ,

How can we get a home with no money down, bad credit and debt?

My wife and I both have bad credit, I had bankrupt. in 2001 (discharged in 2002) And I have about $25k way over due in student loans. My credit score is about 580. My wife has a credit score of around 520, she only has credit cards that were late. How can we get a home with no money down?

Tags : , , , ,

Is it possible to get a 100% financing home loan with a credit score of 600?

Tags : , , , , , ,

Page 1 of 22123451020...Last »