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How do I go about finding a company to refinance my home mortgage with?
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Visitor Stat
Nicki
July 11, 2010 at 1:32 pm
If you live in GA you can call Mortgage Solutions of Georgia the number is (770) 924-1111. I used to work there. They’re only open Mon-Fri though.
Tsunami
July 11, 2010 at 2:05 pm
Ask your family. Yellow pages. Internet. Yahoo Answers. Your aunt Thelma. etc. (U must trust the person or media). Do not, by any means, do not eat with your fingers!
alterfemego
July 11, 2010 at 3:00 pm
I always suggest you begin your search with local lenders. Why? Because if you have an issue, you can walk into their office and face them. Most of the “Deals” you find with on line lenders will disappear once you sign the paperwork. Believe me I know, I’m an appraiser who works with these companies every day. While there are regulations against predator lending, it’s still going on. So beware!
irisherin1981
July 11, 2010 at 3:50 pm
I would ask family and friends who they worked with and if they were happy. Usually if they treated someone good in the past you will have the same luck!
When you go to those websites you’ll have to sift through who is good and who is not.
Mrs HarleyBrat
July 11, 2010 at 4:02 pm
generallly speaking you should check with our present lender first – since they hold your exisitng mortgage they are usually able to refinance at the best rates and with the most flexibility. If you don’t like what they tell you – them check with local lenders (not online) try the bank you have accounts with good luck
marina C
July 11, 2010 at 4:54 pm
You can go with Mortgage Buyer Basics. They are nation’s leading Foreclosure Mitigation Company & have helped many facing foreclosure.
loan_solutions
July 11, 2010 at 5:45 pm
all of these are good relevent answers but the best way to go about it is to first have a plan. When you are shopping for a mortgage you should always have a plan for the next 5 or so years. i am a loan officer in MD and quite often the best programs depends on things such as how long you plan on being in the house or what type of improvements you want to make.
If you plan on staying there for a long time i would definately suggest going with a fixed rate. ARMs do have their place and are good for certain borrowers but usually fixed is the way to go.
As for finding a company to refinance your house it also depends on how much time you have to look for your own loan. if you would rather spend the time to contact a bunch of banks to find the best rate then i would suggest going with local lenders. However the advantage to going with a broker like myself is that we are already familiar with the market and can quite frequently find the best rate for you in a matter of hours. I will not lie though, brokers are slightly more expensive.
if you have any questions i would be happy to answer them for you.