Home Equity Loans Arizona

Try a government grant. As a minority (female) and disabled, you should qualify for one of the thousands of grants out there. Go to the library and check out some books on grants and grant writing. I would stay away from the grant offers on the internet, you usually end up having to pay for the information…. Look into the HUD (Housing and Urban Development) program as well as Habitat for Humanity. Good Luck!!

It helps for you to know what your FICO score and credit report actually say. In the US the three main credit bureaus now are required to give consumers a free copy of thier credit report once per year. Find out what is actually on your credit record. Correct any errors. Errors are very common. Do not pay for the combined reports that claim they give you the info from all three bureaus. When you find errors, you will not have the info you need to make corrections, then you will have to pay again.
There are Mortgage Brokers who can and do find lenders for all sorts of situations. Be advised that you will likely have to pay a higher interest rate than the “low” rates that are commonly advertised.

If you can find federal state, city or charitable organization grants they may be of great help. You may have to do much of this research yourself. Few lenders are intereested in spending time researching for you. They are paid commission and fees based on the loans they get funded.

try contacting http://www.naca.com

they are a housing advocacy group, non-profit, and they do their own lending. they will work with you on your credit if necessary. Good luck!